Carolyn and Garlon were married for 42 years and they were very happy enjoying their retirement years together. Garlon was always a planner and he wanted to make sure his wife would be taken care of financially if something were to happen to him. So they rolled some of their retirement dollars into an annuity to provide a stream of income and also purchased life insurance.
http://www.youtube.com/watch?v=eDi3dliAYMA&hl=en
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